| Who decides | You and your spouse, with a neutral mediator guiding the conversation | You and your spouse, each supported by your own lawyer | A judge, based on the evidence and the law |
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| Privacy | Confidential. Financial details stay out of the public court file | Confidential, under a signed participation agreement | Court filings, including financial statements, become part of the court record |
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| Pace | Set by you. Sessions are booked when you are ready | Set by the team through scheduled meetings | Set by court availability, which can mean long waits |
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| Lawyers at the table | One neutral mediator. Independent legal advice before signing | Two lawyers, both committed to settlement | Two lawyers in an adversarial process |
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| Co-parenting afterward | Builds communication you will rely on later | Keeps discussions respectful and structured | Often strains the relationship further |
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| Financial impact | Usually the most economical route | Usually far less than litigation | Often the most costly and least predictable |